{"id":1226,"date":"2025-05-20T10:18:56","date_gmt":"2025-05-20T07:18:56","guid":{"rendered":"https:\/\/yrittajakassa.fi\/for-the-member\/"},"modified":"2026-05-19T14:23:51","modified_gmt":"2026-05-19T11:23:51","slug":"for-the-member","status":"publish","type":"page","link":"https:\/\/yrittajakassa.fi\/en\/for-the-member\/","title":{"rendered":"For members"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-primary-color-color has-secondary-light-background-color has-text-color has-background has-link-color wp-elements-55fb72d2c400c876be5c1000c47c88c5 has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9c22b1e3 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div style=\"height:2em\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-left\" style=\"font-size:clamp(2.2rem, 2.2rem + ((1vw - 0.2rem) * 2.667), 4rem);\">As a member of the Entrepreneur Fund, you secure your future<\/h1>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:55%\">\n<figure class=\"wp-block-video is-style-rotated\"><video height=\"1600\" style=\"aspect-ratio: 1600 \/ 1600;\" width=\"1600\" autoplay loop muted src=\"https:\/\/yrittajakassa.fi\/wp-content\/uploads\/2025\/06\/sade_1.mp4\"><\/video><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" id=\"Edut\" style=\"min-height:40vh;margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--70)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-cf05694f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\n<h2 class=\"wp-block-heading has-primary-color-color has-text-color has-link-color has-x-large-font-size wp-elements-12fb0c276b79da9407fd04c97491c478\">Membership gives you access to unemployment security, courses, and expert guidance<\/h2>\n\n\n\n<p>It&#8217;s great that you have secured yourself against unemployment. We&#8217;re here for you.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-rotated\"><img decoding=\"async\" width=\"1024\" height=\"1024\" data-src=\"https:\/\/yrittajakassa.fi\/wp-content\/uploads\/2025\/06\/1440-1440-max-1024x1024.png\" alt=\"\" class=\"wp-image-1872 lazyload\" data-srcset=\"https:\/\/yrittajakassa.fi\/wp-content\/uploads\/2025\/06\/1440-1440-max-1024x1024.png 1024w, https:\/\/yrittajakassa.fi\/wp-content\/uploads\/2025\/06\/1440-1440-max-300x300.png 300w, https:\/\/yrittajakassa.fi\/wp-content\/uploads\/2025\/06\/1440-1440-max-150x150.png 150w, https:\/\/yrittajakassa.fi\/wp-content\/uploads\/2025\/06\/1440-1440-max-768x768.png 768w, https:\/\/yrittajakassa.fi\/wp-content\/uploads\/2025\/06\/1440-1440-max.png 1440w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/1024;\" data-original-sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-primary-color-color has-text-color has-link-color wp-elements-0bb516ea4deae25cb8c3afc9f4f050fa\">Earnings-related daily allowance <\/h3>\n\n\n\n<p>As a member of the Entrepreneur Fund, you receive earnings-related unemployment security. If you become unemployed and become unemployed, you can receive daily allowance for five working days a week, as a rule for up to 400 days.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link has-primary-color-color has-text-color has-link-color has-regular-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/yrittajakassa.fi\/en\/did-you-become-unemployed\/unemployment-allowance\/\">Read about earnings-related daily allowance<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading has-primary-color-color has-text-color has-link-color wp-elements-ceb94039cb19a2a680f15d40dad44806\">Training service  <\/h3>\n\n\n\n<p>On KoulutusOnline you can find recorded training sessions on topics such as financial management, international growth and employment relations. You can request access to KoulutusOnline by sending us a message on your Member Pages.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--3\"><a class=\"wp-block-button__link has-primary-color-color has-text-color has-link-color has-regular-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/syt.yap.fi\" target=\"_blank\" rel=\"noreferrer noopener\">Member Pages<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading has-primary-color-color has-text-color has-link-color wp-elements-c83becb246864ef92735dd7af3aa2414\"><strong>Help for entrepreneurship<\/strong> <\/h3>\n\n\n\n<p>Did you go out of business and become unemployed? Or do you need other support on your entrepreneurial path? We will guide you forward, whatever stage you are at in your entrepreneurial journey.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--4\"><a class=\"wp-block-button__link has-primary-color-color has-text-color has-link-color has-regular-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/yrittajakassa.fi\/en\/for-the-member\/services-to-support-employment\/\">Help for your entrepreneurship<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>\u200b\u200b\u200b\u200b\u200b\u200b\u200b<\/strong>  <\/p>\n\n\n\n<script type=\"text\/javascript\" async src=\"https:\/\/bot.leadoo.com\/bot\/inpage.js?code=6fcd4ca4cb79d9c7#seamless\"><\/script>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-secondary-light-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" id=\"J\u00e4semaksu\" style=\"min-height:40vh;margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--70)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-cf05694f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\n<h2 class=\"wp-block-heading has-primary-color-color has-text-color has-link-color has-x-large-font-size wp-elements-d852e74fbcab11d9902fd3257c52e214\">Membership fee and insurance level<\/h2>\n\n\n\n<p>Your insurance level determines the amount of your membership fee and your daily allowance.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>The level of insurance you choose must be<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>at least \u20ac15 481 in 2026 and<\/li>\n\n\n\n<li>up to the annual income from your pension insurance (YEL\/MYEL) or the total annual income from the different pension insurance schemes (YEL, MYEL, TyEL) paid for your business activity.<\/li>\n<\/ul>\n\n\n\n<p>At the lowest possible level of \u20ac15 481, your contribution will be \u20ac99.98 per year, or \u20ac8.33 per month.<\/p>\n\n\n\n<p>Set your insurance level immediately at the same level as your YEL, MYEL or TyEL income. If you increase your insurance level by more than 20% at a later point, the new level will not fully affect your daily allowance until 15 months after the increase.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-container-core-buttons-is-layout-108957d6 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-regular-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/yrittajakassa.fi\/en\/for-the-member\/membership-fees-and-billing\/\">Membership fees and billing<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-regular-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/yrittajakassa.fi\/en\/for-the-member\/changing-member-information\/\">Choosing and changing the level of insurance<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--5\"><a class=\"wp-block-button__link has-primary-color-color has-text-color has-link-color has-regular-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/yrittajakassa.fi\/en\/important-information\/calculators\/\">Calculate your membership fee<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-cf05694f wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.3%\">\n<h2 class=\"wp-block-heading has-primary-color-color has-text-color has-link-color has-x-large-font-size wp-elements-7c49e8a45b68ee6bab037187a97fda8a\">Updating member information<\/h2>\n\n\n\n<p><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-primary-color-color has-text-color has-link-color wp-elements-5c94435178035a847c7b83b78199b18a\">Keep your information up to date<\/h3>\n\n\n\n<p>It is your responsibility to change your membership details. This includes changes to your contact information or your insurance level. Please notify us of any changes by sending us a message on your Member Page.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--6\"><a class=\"wp-block-button__link has-regular-font-size has-custom-font-size wp-element-button\" href=\"http:\/\/syt.yap.fi\/login\" style=\"border-radius:16px\" target=\"_blank\" rel=\"noreferrer noopener\">Member Pages<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h3 class=\"wp-block-heading has-primary-color-color has-text-color has-link-color has-x-large-font-size wp-elements-9c177934a3f3b1c97d0f7873890f3411\">Frequently asked questions<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\"><div class=\"\"><details class=\"wp-block-details is-style-custom-details is-layout-flow wp-block-details-is-layout-flow\"><summary class=\"wp-block-details__summary has-link-color wp-elements wp-block-post-title has-text-color has-primary-color-color has-large-font-size has-inter-font-family\">Can the membership fee be deducted in taxation?<\/summary><div class=\"wp-block-details__content\"><!-- wp:paragraph -->\n<p>Yes. Unemployment fund membership fees are tax\u2011deductible.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Membership fees paid to labour market organisations can no longer be deducted in taxation. As a result of this change, unemployment fund membership fees are no longer included on tax cards, even though they remain tax\u2011deductible.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Unemployment fund membership fees are taken into account in the final taxation for the year 2026. The funds report the membership fees paid during the tax year to the Finnish Tax Administration on your behalf.<\/p>\n<!-- \/wp:paragraph --><\/div><\/details><details class=\"wp-block-details is-style-custom-details is-layout-flow wp-block-details-is-layout-flow\"><summary class=\"wp-block-details__summary has-link-color wp-elements wp-block-post-title has-text-color has-primary-color-color has-large-font-size has-inter-font-family\">When does the Fund send out invoices for membership fees?<\/summary><div class=\"wp-block-details__content\"><!-- wp:paragraph -->\n<p><strong>Paper invoices<\/strong><br>We will send you paper invoices by post once a year as a reference list between December and February. The invoice will include all instalments in either 1, 4 or 12 instalments of your choice.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>If you want to get rid of paper invoices, you can switch to e-invoicing. Here\u2019s how to get started with e-invoicing:<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list {\"ordered\":true} -->\n<ol class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Sign in to your personal online bank.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>Select the Entrepreneur\u2019s Unemployment Fund as the biller, and enter your personal identification number as the unique identifier.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>In future, you will receive your invoices in your online bank.<\/li>\n<!-- \/wp:list-item --><\/ol>\n<!-- \/wp:list -->\n\n<!-- wp:paragraph -->\n<p><strong>e-invoices<\/strong><br>Electronic e-invoices are always sent to your online bank well in advance of your due date, one item at a time.<\/p>\n<!-- \/wp:paragraph --><\/div><\/details><details class=\"wp-block-details is-style-custom-details is-layout-flow wp-block-details-is-layout-flow\"><summary class=\"wp-block-details__summary has-link-color wp-elements wp-block-post-title has-text-color has-primary-color-color has-large-font-size has-inter-font-family\">What can I do on my Member Pages?<\/summary><div class=\"wp-block-details__content\"><!-- wp:paragraph -->\n<p>On the Member Pages, you can keep track of the processing of your application and submit daily allowance applications, attachments and messages. You can also make changes to your membership by notifying us by message. Log in to your Member Pages using your personal online bank user identifiers.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>You can find your invoices on the Status tab of your Member Pages You can find a copy of the payment reference lists mailed to you under the Messages tab of your Member Pages under Other communications.<\/p>\n<!-- \/wp:paragraph --><\/div><\/details><details class=\"wp-block-details is-style-custom-details is-layout-flow wp-block-details-is-layout-flow\"><summary class=\"wp-block-details__summary has-link-color wp-elements wp-block-post-title has-text-color has-primary-color-color has-large-font-size has-inter-font-family\">I intend to continue my business after retirement. Should I stay in the Entrepreneur Fund?<\/summary><div class=\"wp-block-details__content\"><!-- wp:paragraph -->\n<p>You are not entitled to earnings-related unemployment allowance after retirement. As a general rule, we continue to pay the daily allowance until the end of the calendar month in which you turn 65. You can resign from the Entrepreneur Fund by messaging us on your personal profile page or by filling in and submitting the resignation form. If you do not resign your membership, we will continue to charge you a reduced membership fee (\u20ac3\/month).<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>By paying a reduced membership fee, you can still use our other services. We offer you access to the KoulutusOnline training platform and webinars by leading professionals in their fields.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3 class=\"wp-block-heading\"><strong>Other Services<\/strong><\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>In addition to earnings-related unemployment allowance, we offer a range of other services to our members. If you wish, we can contact you regarding these services. You can submit a request for contact by sending a message via the Member Pages.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3 class=\"wp-block-heading\">KoulutusOnline<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>We provide our members with access to KoulutusOnline, the training platform of the Helsinki Region Chamber of Commerce. KoulutusOnline offers webinar recordings on topics such as financial management, taxation, internationalisation, employment relationships, management, sales, information technology, and digital skills.<br>All trainings include AI-generated subtitles, which can be selected in Finnish, Swedish, or English.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3 class=\"wp-block-heading\">Webinars<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>As a member benefit, we offer webinars covering a variety of topics. In our webinars, leading experts in their fields guide you through engaging and relevant subjects. You will receive invitations and registration instructions for upcoming webinars by email.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3 class=\"wp-block-heading\">Knowledge Base<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>In addition to the training platform, we have created a Knowledge Base to support entrepreneurs at different stages of their entrepreneurial journey. Explore the Knowledge Bank on our website <a href=\"https:\/\/yrittajakassa.fi\/en\/for-the-member\/services-to-support-employment\/\" data-type=\"link\" data-id=\"https:\/\/yrittajakassa.fi\/en\/for-the-member\/services-to-support-employment\/\">here.<\/a><\/p>\n<!-- \/wp:paragraph --><\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--7\"><a class=\"wp-block-button__link has-primary-color-color has-text-color has-link-color has-regular-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/yrittajakassa.fi\/en\/important-information\/frequently-asked-questions\/\">All frequently asked questions<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As a member of the Entrepreneur Fund, you secure your future Membership gives you access to unemployment security, courses, and expert guidance It&#8217;s great that you have secured yourself against unemployment. We&#8217;re here for you. Earnings-related daily allowance As a member of the Entrepreneur Fund, you receive earnings-related unemployment security. If you become unemployed and [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":4046,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-title","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"5911,5916","_relevanssi_noindex_reason":"","inline_featured_image":false,"footnotes":""},"class_list":["post-1226","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/pages\/1226","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/comments?post=1226"}],"version-history":[{"count":0,"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/pages\/1226\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/media\/4046"}],"wp:attachment":[{"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/media?parent=1226"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}