{"id":1241,"date":"2025-04-10T07:42:40","date_gmt":"2025-04-10T04:42:40","guid":{"rendered":"https:\/\/yrittajakassa.fi\/become-a-member\/"},"modified":"2026-06-09T14:11:16","modified_gmt":"2026-06-09T11:11:16","slug":"become-a-member","status":"publish","type":"page","link":"https:\/\/yrittajakassa.fi\/en\/become-a-member\/","title":{"rendered":"Become a member"},"content":{"rendered":"\n
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Plan ahead – Join The Entrepreneur Fund<\/h1>\n\n\n\n
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Become a member from 8,33 \u20ac\/month<\/a><\/div>\n<\/div>\n\n\n\n

As an entrepreneur, the idea of unemployment can seem far away. But entrepreneurship is always risky, which is why it pays to secure your own entrepreneurial path. If your business comes to an end, the earnings-related daily allowance paid by the Entrepreneur Fund will provide financial security and give you time to think about your next steps.<\/p>\n<\/div>\n\n\n\n

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Membership is an affordable risk management tool<\/h3>\n\n\n\n

With the Entrepreneur Fund, you choose your own insurance level, which determines your membership fee and your daily allowance. In 2026, our lowest tax-deductible membership is \u20ac8.33\/month. This is a small price to pay for financial security.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Membership gives you access to earnings-related unemployment allowance<\/h3>\n\n\n\n

Only as a member of the Entrepreneur Fund can you receive a daily earnings-related allowance after your business has closed down. Even at the minimum level, the daily allowance is \u20ac220 more per month than the basic allowance paid by Kela. Unlike Kela’s basic allowance, the Entrepreneur Fund’s daily allowance also, as a rule, accrues a pension of 1.5% up to the lowest retirement age.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Courses and advice to help you get ahead<\/h3>\n\n\n\n

As a member, you can watch courses to support your employment and attend webinars by top lecturers in their fields. You also get personal advice on membership, unemployment and daily allowance matters.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Important information about membership<\/h2>\n\n\n\n

Who can join?<\/h3>\n\n\n\n

The Entrepreneur Fund is open to entrepreneurs, farmers, partners and light entrepreneurs, regardless of their sector or type of business. To join, you must be an entrepreneur under the Unemployment Insurance Act and your pension insurance (YEL, MYEL or TyEL) must be based on an annual income of at least \u20ac15 481 in 2026. Scroll down and take the test to see if you can join the Entrepreneur Fund.<\/p>\n\n\n\n

Am I an entrepreneur in unemployment security?<\/summary>\n

According to the Unemployment Security Act, an entrepreneur is<\/p>\n\n\n\n

1. A person liable for YEL and MYEL insurance (excluding grant recipients)<\/p>\n\n\n\n

2. A TyEL-insured co-owner of a business and a member of the entrepreneur’s family, if he or she.<\/p>\n\n\n\n