{"id":1249,"date":"2025-05-27T13:14:22","date_gmt":"2025-05-27T10:14:22","guid":{"rendered":"https:\/\/yrittajakassa.fi\/about-us\/"},"modified":"2026-04-24T13:53:42","modified_gmt":"2026-04-24T10:53:42","slug":"about-us","status":"publish","type":"page","link":"https:\/\/yrittajakassa.fi\/en\/about-us\/","title":{"rendered":"About us"},"content":{"rendered":"\n
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Entrepreneur Fund – Supporting entrepreneurs<\/h1>\n\n\n\n
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Become a member<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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Unemployment fund for entrepreneurs<\/h2>\n<\/div>\n\n\n\n
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Affordable risk management since 1995<\/h3>\n\n\n\n

Unemployment security is not just for wage-earners. In Finland, entrepreneurs can also join an unemployment fund. The Entrepreneur Fund is an unemployment fund for entrepreneurs, set up in 1995.<\/p>\n\n\n\n

The aim of the Entrepreneur Fund is to improve the quality of life of entrepreneurs through optional unemployment insurance. The Entrepreneur Fund pays an earnings-related daily allowance to its members who become unemployed when the criteria for receiving the allowance are met.<\/p>\n\n\n\n

The Entrepreneur Fund has around 26 000 members and pays daily allowances to an average of 700 members each month.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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How does the fund operate?<\/h2>\n\n\n\n
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Tasks of the Entrepreneur Fund<\/h3>\n\n\n\n

The purpose of the Entrepreneur Fund is to pay its members unemployment allowance and other benefits falling within the scope of the fund under the Unemployment Security Act and the Act on Public Employment and Business Service, in accordance with the legislation in force.<\/p>\n<\/div>\n\n\n\n

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Fund administration<\/h3>\n\n\n\n

The Entrepreneur Fund is managed by the members of the fund. The fund\u2019s highest decision-making power is exercised by the fund members\u2019 meeting in which every member has the right to participate. The Board of the fund is responsible for ensuring that the fund’s affairs are managed in accordance with the law, the fund’s rules and the decisions of the fund members’ meeting.<\/p>\n\n\n\n

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Board and rules<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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Oversight and Supervision<\/h3>\n\n\n\n

The Ministry of Social Affairs and Health is responsible for implementing unemployment security in matters relating to income security, and the Ministry of Economic Affairs and Employment for matters relating to labour policy. The Ministry of Social Affairs and Health issues guidelines for the implementation of benefits to unemployment funds.<\/p>\n\n\n\n

In unemployment funds, the implementation of benefits is supervised by the Financial Supervisory Authority. It supervises and audits unemployment funds to ensure that they comply with the law and good insurance practice, and that they use appropriate procedures in their operations.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Protecting entrepreneurs against unemployment<\/h2>\n<\/div>\n\n\n\n
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Unemployment security in Finland<\/h3>\n\n\n\n

In the Finnish social security system, social security based on work is provided jointly by Kela and the unemployment funds. There are 12 unemployment funds for employees and one unemployment fund for entrepreneurs, the Entrepreneur Fund. <\/p>\n\n\n\n

During unemployment, your income is secured either by unemployment allowance or labour market subsidy. Unemployment allowance can be a daily earnings allowance or a basic allowance.<\/p>\n\n\n\n