{"id":4066,"date":"2025-06-05T12:22:33","date_gmt":"2025-06-05T09:22:33","guid":{"rendered":"https:\/\/yrittajakassa.fi\/important-information\/calculators\/"},"modified":"2026-04-23T15:01:33","modified_gmt":"2026-04-23T12:01:33","slug":"calculators","status":"publish","type":"page","link":"https:\/\/yrittajakassa.fi\/en\/important-information\/calculators\/","title":{"rendered":"Calculators"},"content":{"rendered":"\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50)\">\n<p>Use the calculators below to determine the amount of your entrepreneur\u2019s daily allowance, membership fee and wage-earner&#8217;s post protection allowance. The post protection allowance calculator is linked to the website of The Federation of Unemployment Funds in Finland ( TYJ) .<\/p>\n\n\n\n<details class=\"wp-block-details is-style-custom-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Daily Allowance Calculator<\/summary>\n<p>Select the type of daily allowance from the menu. Enter your chosen insurance level (\u20ac\/year or \u20ac\/month) e.g. 15 481. Enter any income or social benefits you have received during the daily allowance period. Enter the withholding percentage in the format xx,xx. E.g. 26,50 26,50. When you have filled in the necessary fields, press the CALCULATE button.<\/p>\n\n\n\n<p>Daily allowance is staggered, ie. lowered in two stages, if your business activity has ended and your unemployment has begun on or after September 2, 2024. The full earnings allowance can be paid for 40 days, after which it is staggered. The full daily allowance drops to 80 percent of the original amount for days 41\u2013170 and to 75 percent of the original amount from day 171 onwards.<\/p>\n\n\n\n<p>Payment of the full daily allowance and the staggering of allowance start over from the beginning when you meet the 15-month entrepreneur&#8217;s work requirement and your daily allowance is recalculated.<\/p>\n\n\n<div id=\"laskurit_collapse\">\n    <br>\n\t<h3 id=\"perustiedotTitle\">Perustiedot<\/h3>\n\t\n    <div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" style=\"text-align: left\" for=\"pvrlaji\" id=\"pvrLajiTitle1\">P\u00e4iv\u00e4rahan laji<\/label><br>\n<select class=\"form-control input\" id=\"pvrlaji\" onfocus=\"UpdateInfo(this)\" onchange=\"UpdateVahentavaValues()\">\n<option id=\"ansiopvrOption\">Ansiop\u00e4iv\u00e4raha 100%<\/option><option id=\"ansiopvrOption80\">Ansiop\u00e4iv\u00e4raha 80%<\/option><option id=\"ansiopvrOption75\">Ansiop\u00e4iv\u00e4raha 75%<\/option><option id=\"korAnsioOption\" style=\"display: none;\">Korotettu ansio-osa<\/option><option id=\"vuorkorvOption\" style=\"display:none;\">Vuorottelukorvaus<\/option><\/select>\n<\/div>\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"kkansio\" id=\"kkAnsioTitle\">Vakuutustaso<\/label><br><input type=\"text\" class=\"form-control input unit\" id=\"kkansio\" placeholder=\"0,00\" onkeypress=\"return isNumber(event)\" onblur=\"LaskePalkka()\" onfocus=\"UpdateInfo(this)\"><span class=\"unit-block\">\u20ac \/ year<\/span>\n<\/div>\n<\/div>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"ennpid\" id=\"ennpidTitle\">Ennakonpid\u00e4tys-%<\/label><br><input type=\"text\" class=\"form-control input unit\" id=\"ennpid\" placeholder=\"0,00\" onkeypress=\"return isNumber(event)\" onfocus=\"UpdateInfo(this)\"><span class=\"unit-block\">%<\/span>\n<\/div>\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"pvPalkka\" id=\"laskKkTitle1\">Laskennallinen kk-palkka<\/label><br><input type=\"text\" class=\"form-control input\" readonly=\"\" id=\"pvPalkka\" tabindex=\"-1\">\n<\/div>\n<\/div>\n\n<div><h4 id=\"vahentavatTitle\">P\u00e4iv\u00e4rahaa v\u00e4hent\u00e4v\u00e4t ansiot\/etuudet<\/h4>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n\n<label class=\"control-label\" for=\"oa\" id=\"osaaikaTitle\">Osa-aikaty\u00f6<\/label><br><input type=\"text\" class=\"form-control unit\" id=\"oa\" placeholder=\"0,00\" onkeypress=\"return isNumber(event)\" onblur=\"if(TarkistaLuku(this)) UpdateVahentavaValues()\" onfocus=\"UpdateInfo(this)\"><span class=\"unit-block\">\u20ac \/ month<\/span>\n<\/div>\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"oaVah\" id=\"oavahTitle1\">V\u00e4hennys\/pv<\/label><br>\n<input type=\"text\" class=\"form-control unit\" readonly=\"\" id=\"oaVah\" placeholder=\"0,00\" tabindex=\"-1\"><span class=\"unit-block\">\u20ac \/ day<\/span>\n<\/div>\n<\/div>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"se\" id=\"sosetuusTitle\">Sosiaalietuudet\/el\u00e4kkeet<\/label><br><input type=\"text\" class=\"form-control unit\" id=\"se\" placeholder=\"0,00\" onkeypress=\"return isNumber(event)\" onblur=\"UpdateVahentavaValues()\" onfocus=\"UpdateInfo(this)\"><span class=\"unit-block\">\u20ac \/ month<\/span>\n<\/div>\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"oaVah\" id=\"sevahTitle1\">V\u00e4hennys\/pv<\/label><br>\n<input type=\"text\" class=\"form-control unit\" readonly=\"\" id=\"seVah\" placeholder=\"0,00\" tabindex=\"-1\"><span class=\"unit-block\">\u20ac \/ day<\/span>\n<\/div>\n<\/div>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div><a id=\"laskeBtnCtl\" onclick=\"Laske()\" class=\"cbtn yrittaja has-primary-color-background-color has-text-color has-background has-link-color has-medium-font-size has-custom-font-size wp-element-button\" onfocus=\"UpdateInfo(this)\" href=\"#results_paivaraha\">Calculate<\/a><\/div>\n<br><div><a id=\"tyhjBtnCtl\" onclick=\"ClearValues()\" class=\"cbtn yrittaja has-primary-color-background-color has-text-color has-background has-link-color has-medium-font-size has-custom-font-size wp-element-button\" onfocus=\"UpdateInfo(this)\" href=\"#paivarahalaskuri\">Empty<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"results\" id=\"results_paivaraha\">\n<h4 class=\"mb-4\" id=\"laskTitle\">Lasketut arvot<\/h4>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"pvRaha\" id=\"pvrahaPvTitle\">P\u00e4iv\u00e4raha\/pv<\/label><br><input type=\"text\" class=\"form-control unit\" readonly=\"\" id=\"pvRaha\" placeholder=\"0,00\" tabindex=\"-1\"><span class=\"unit-block\">\u20ac \/ day<\/span>\n<\/div>\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"kkRaha\" id=\"pvrahaKkTitle\">P\u00e4iv\u00e4raha\/kk<\/label>\t<br><input type=\"text\" class=\"form-control unit\" readonly=\"\" id=\"kkRaha\" placeholder=\"0,00\" tabindex=\"-1\"><span class=\"unit-block\">\u20ac \/ month<\/span>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"kkEnnpid\" id=\"kkEnpidTitle1\">Ennakonpid\u00e4tys<\/label><br><input type=\"text\" class=\"form-control unit\" readonly=\"\" id=\"kkEnnpid\" placeholder=\"0,00\" tabindex=\"-1\"><span class=\"unit-block\">\u20ac \/ month<\/span>\n<\/div>\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"kkNetto\" id=\"nettoTitle1\">Maksetaan<\/label><br><input type=\"text\" class=\"form-control unit\" readonly=\"\" id=\"kkNetto\" placeholder=\"0,00\" tabindex=\"-1\"><span class=\"unit-block\">\u20ac \/ month<\/span>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"jasenmaksu_v2_title\" id=\"jasenmaksu_v2_title\">Membership fee<\/label><br>\n<input type=\"text\" class=\"form-control unit\" readonly=\"\" id=\"jasenmaksu_v2\" placeholder=\"0,00\" tabindex=\"-1\"><span class=\"unit-block\">\u20ac \/ year<\/span>\n<\/div>\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"jasenmaksu_era2\" id=\"jasenmaksu_era2_title\">You can pay your annual fee in 12 instalments.<\/label><br>\n<input type=\"text\" class=\"form-control unit\" readonly=\"\" id=\"jasenmaksu_era2\" placeholder=\"0,00\" tabindex=\"-1\"><span class=\"unit-block\">\u20ac \/ month<\/span>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"wp-block-columns is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div id=\"huomTitle\">P\u00e4iv\u00e4rahasi on laskettu antamiesi tietojen pohjalta. Koska p\u00e4iv\u00e4rahaan voivat vaikuttaa my\u00f6s muut, t\u00e4ss\u00e4 esiintym\u00e4tt\u00f6m\u00e4t tiedot, ei laskelma ole ty\u00f6tt\u00f6myyskassaasi sitova.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-style-custom-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Membership Fee Calculator<\/summary>\n<p>As a fund member, you must select a level for your unemployment security when joining the fund. Your insurance level cannot exceed the confirmed work income which your pension insurance is based on. In 2026, the minimum level is \u20ac 15,481 per year.<\/p>\n\n\n\n<p>In 2026, the Entrepreneur Fund\u2019s annual fee amounts to 1,7 % of the work income exceeding \u20ac 9,600, which your unemployment insurance is based on.<\/p>\n\n\n\n<p>Annual work income refers to your YEL or MYEL annual work income or in the case of partial owners and entrepreneur family members, their annual TyEL income for 2026.<\/p>\n\n\n\n<p>Since 2015, it has been possible to combine annual work incomes from different insurance types, so your maximum level of insurance with the Entrepreneur Fund equals your summed up annual work incomes from different pension insurances (YEL, MYEL, TyEL), which you have paid for in connection with your business operations.<\/p>\n\n\n\n<p>Please note that salaries subject to TyEL insurance, which have been earned working for an external employer, cannot be observed by the Entrepreneur Fund. In order to qualify for being added up to your work income falling under other pension insurance types, your TyEL income must have been earned as an entrepreneur. <\/p>\n\n\n<div id=\"collapseTwo\" class=\"collapse show\" aria-labelledby=\"jasenmaksulaskuri\" data-parent=\"#laskurit_collapse\" style=\"\">\n            <div class=\"py-5\">  \n                <div class=\"row mb-5\">\n        <div class=\"col-12 col-md-6\">\n            <label class=\"control-label\" for=\"vuosityotulo\">Annual work income:<\/label>\n            <input type=\"tel\" class=\"form-control unit\" id=\"vuosityotulo\" placeholder=\"15481\" onkeypress=\"return isNumber(event)\" onfocus=\"ClearValuesJasenmaksu()\"><span class=\"unit-block\">\u20ac \/ year<\/span>\n            <p class=\"small\"><\/p>\n            <div class=\"text-red\" id=\"errorarea\"><\/div>\n        <\/div>\n        <div class=\"col-12 col-md-6\">\n        <br>\n            <div>\n                <a onclick=\"LaskeJasenmaksu()\" class=\"cbtn yrittaja has-primary-color-background-color has-text-color has-background has-link-color has-medium-font-size has-custom-font-size wp-element-button\">Calculate<\/a>\n            <\/div>\n            <br>\n        <\/div>\n    <\/div>\n    <div class=\"row mb-5 results_jasenmaksu\">\n        <div class=\"col-12 col-md-6\">\n            <strong>Membership fee<\/strong>\n            <div class=\"mb-4\"><span id=\"jasenmaksu_v\" class=\"res_number\"><\/span> \u20ac \/ year<\/div>\n        <\/div>\n        <div class=\"col-12 col-md-6\">\n            <strong>You can pay your annual fee in 12 instalments.<\/strong>\n            <div class=\"mb-4\"><span id=\"jasenmaksu_era\" class=\"res_number\"><\/span> \u20ac<\/div>\n        <\/div>\n    <\/div>\n            <\/div>\n        <\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-style-custom-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Calculate your post protection allowance<\/summary>\n<p>Calculate your post-protection allowance using the calculator on <a href=\"https:\/\/www.tyj.fi\/en\/if-you-become-unemployed\/calculator\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Federation of Unemployment Funds in Finland &#8216;s Website<\/a>.<\/p>\n<\/details>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Use the calculators below to determine the amount of your entrepreneur\u2019s daily allowance, membership fee and wage-earner&#8217;s post protection allowance. The post protection allowance calculator is linked to the website of The Federation of Unemployment Funds in Finland ( TYJ) .<\/p>\n","protected":false},"author":2,"featured_media":4046,"parent":1253,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-subpage-no-title","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"5911,5916","_relevanssi_noindex_reason":"","inline_featured_image":false,"footnotes":""},"class_list":["post-4066","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/pages\/4066","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/comments?post=4066"}],"version-history":[{"count":0,"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/pages\/4066\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/pages\/1253"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/media\/4046"}],"wp:attachment":[{"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/media?parent=4066"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}