{"id":4881,"date":"2025-05-27T16:19:41","date_gmt":"2025-05-27T13:19:41","guid":{"rendered":"https:\/\/yrittajakassa.fi\/ukk\/mita-teen-jos-yel-tyotuloni-jaa-alle-15-128-e-tai-yel-vakuutukseni-ei-ole-voimassa-voinko-hakea-huojennettua-jasenmaksua\/"},"modified":"2026-04-28T16:34:20","modified_gmt":"2026-04-28T13:34:20","slug":"mita-teen-jos-yel-tyotuloni-jaa-alle-15-128-e-tai-yel-vakuutukseni-ei-ole-voimassa-voinko-hakea-huojennettua-jasenmaksua","status":"publish","type":"ukk","link":"https:\/\/yrittajakassa.fi\/en\/faq\/mita-teen-jos-yel-tyotuloni-jaa-alle-15-128-e-tai-yel-vakuutukseni-ei-ole-voimassa-voinko-hakea-huojennettua-jasenmaksua\/","title":{"rendered":"What should I do if my YEL-income is under \u20ac15 481 or my YEL-insurance is not valid? Can I apply for a reduced membership fee?"},"content":{"rendered":"\n<p>In most cases, you should keep your membership of the fund active to keep any months you have accumulated toward the work requirement. If your YEL-income or MYEL-income or TyEL salary is below \u20ac15,481 (at 2026 levels) or if your pension insurance is not valid, you cannot accrue new work requirement months. However, by maintaining the membership in the fund, you can retain the work requirement you have previously accumulated. As a general rule, the months of work requirement accrued before the reduced fee will remain valid as long as they fit into the last 48 months.<\/p>\n\n\n\n<p>In the above situations, you can apply for a reduced membership fee on your membership page. Please attach to your application a certificate from your insurance company confirming your annual income from YEL-\/MYEL insurance or (the employer&#8217;s) certificate of salary (TyEL insured). A personal statement alone is not sufficient, and documents such as medical certificates should not be submitted to the fund.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"featured_media":4046,"template":"","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"5916,5911","_relevanssi_noindex_reason":"","inline_featured_image":false,"wds_primary_ukk-kategoria":0},"ukk-kategoria":[406],"class_list":["post-4881","ukk","type-ukk","status-publish","has-post-thumbnail","hentry","ukk-kategoria-membership"],"acf":[],"_links":{"self":[{"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/ukk\/4881","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/ukk"}],"about":[{"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/types\/ukk"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/media\/4046"}],"wp:attachment":[{"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/media?parent=4881"}],"wp:term":[{"taxonomy":"ukk-kategoria","embeddable":true,"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/ukk-kategoria?post=4881"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}