{"id":5184,"date":"2025-05-27T16:18:56","date_gmt":"2025-05-27T13:18:56","guid":{"rendered":"https:\/\/yrittajakassa.fi\/ukk\/miksi-yrittajakassan-jasenmaksu-on-korkeampi-kuin-palkansaajakassoilla\/"},"modified":"2026-04-28T16:30:22","modified_gmt":"2026-04-28T13:30:22","slug":"miksi-yrittajakassan-jasenmaksu-on-korkeampi-kuin-palkansaajakassoilla","status":"publish","type":"ukk","link":"https:\/\/yrittajakassa.fi\/en\/faq\/miksi-yrittajakassan-jasenmaksu-on-korkeampi-kuin-palkansaajakassoilla\/","title":{"rendered":"Why is the Entrepreneur Fund membership fee higher than that of the employee funds?"},"content":{"rendered":"\n<p>For each earnings-related unemployment allowance paid by the Entrepreneur Fund, the state pays an amount equivalent to the basic unemployment allowance (EUR 37.21 in 2026). The remaining part of the allowance is financed by the Entrepreneur Fund itself.<br><br>For wage-earner funds, funding consists of both the state\u2019s contribution and a contribution from the Employment Fund. Wage-earner funds are responsible for 5.5% of the earnings-related allowance, whereas the Entrepreneur Fund is responsible for approximately 40%.<\/p>\n\n\n\n<p>In addition, the equalisation fund of the Entrepreneur Fund must be significantly larger than that of wage-earner funds. To safeguard the funding and liquidity of the Entrepreneur Fund, the equalisation fund must meet a minimum level confirmed by the Financial Supervisory Authority (250%). This means that the Entrepreneur Fund must be able to cover its administrative costs and the benefit expenditure for which it is responsible for two and a half years without any membership fee income. For wage-earner funds, the required level of the equalisation fund is 100%.<\/p>\n\n\n\n<p>Due to these differences in funding structures, the membership fee of the Entrepreneur Fund is higher than that of wage-earner funds. <\/p>\n","protected":false},"featured_media":4046,"template":"","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"5911,5916","_relevanssi_noindex_reason":"","inline_featured_image":false,"wds_primary_ukk-kategoria":0},"ukk-kategoria":[17],"class_list":["post-5184","ukk","type-ukk","status-publish","has-post-thumbnail","hentry","ukk-kategoria-jasenyys"],"acf":[],"_links":{"self":[{"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/ukk\/5184","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/ukk"}],"about":[{"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/types\/ukk"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/media\/4046"}],"wp:attachment":[{"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/media?parent=5184"}],"wp:term":[{"taxonomy":"ukk-kategoria","embeddable":true,"href":"https:\/\/yrittajakassa.fi\/en\/wp-json\/wp\/v2\/ukk-kategoria?post=5184"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}