{"id":4059,"date":"2025-06-05T12:22:33","date_gmt":"2025-06-05T09:22:33","guid":{"rendered":"https:\/\/yrittajakassa.fi\/viktig-information\/raknare\/"},"modified":"2026-05-06T12:22:21","modified_gmt":"2026-05-06T09:22:21","slug":"raknare","status":"publish","type":"page","link":"https:\/\/yrittajakassa.fi\/sv\/viktig-information\/raknare\/","title":{"rendered":"R\u00e4knare"},"content":{"rendered":"\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50)\">\n<p>Med dessa r\u00e4knare kan du r\u00e4kna ut beloppet p\u00e5 f\u00f6retagardagpenningen, l\u00f6ntagares efterskyddsdagpenning och medlemsavgift.<\/p>\n\n\n\n<details class=\"wp-block-details is-style-custom-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Ber\u00e4kna f\u00f6retagardagpenning<\/summary>\n<p>V\u00e4lj typ av dagpenning fr\u00e5n menyn. Ange din valda f\u00f6rs\u00e4kringsniv\u00e5 (\u20ac\/\u00e5r eller \u20ac\/m\u00e5nad) t.ex. 15 481. Ange i r\u00e4knaren de inkomster eller sociala f\u00f6rm\u00e5ner som du har f\u00e5tt under dagpenningsperioden. 15 481. Mata in de inkomster eller sociala f\u00f6rm\u00e5ner som har betalats ut till dig under dagpenningperioden i kalkylatorn. Ange f\u00f6rskottsinneh\u00e5llningsprocenten i formatet xx,xx. Till exempel. 26,50. N\u00e4r du har fyllt i de n\u00f6dv\u00e4ndiga f\u00e4lten, tryck p\u00e5 knappen R\u00c4KNA UT.<\/p>\n\n\n\n<p>Dagpenning graderas om din f\u00f6retagsverksamhet har upph\u00f6rt och din arbetsl\u00f6shet b\u00f6rjat den 2 september 2024 eller senare. Full dagpenning betalas ut i 40 dagar varefter den graderas. Dagpenning sjunker till 80 procent f\u00f6r dag 41\u2013170 och \u00e4r 75 procent fr\u00e5n dag 171 och fram\u00e5t.<\/p>\n\n\n\n<p>Utbetalning av full dagpenning och graderingar b\u00f6rjar om n\u00e4r du uppfyller f\u00f6retagares arbetsvillkor p\u00e5 15 m\u00e5nader och din dagpenning r\u00e4knas om.<\/p>\n\n\n<div id=\"laskurit_collapse\">\n    <br>\n\t<h3 id=\"perustiedotTitle\">Perustiedot<\/h3>\n\t\n    <div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" style=\"text-align: left\" for=\"pvrlaji\" id=\"pvrLajiTitle1\">P\u00e4iv\u00e4rahan laji<\/label><br>\n<select class=\"form-control input\" id=\"pvrlaji\" onfocus=\"UpdateInfo(this)\" onchange=\"UpdateVahentavaValues()\">\n<option id=\"ansiopvrOption\">Ansiop\u00e4iv\u00e4raha 100%<\/option><option id=\"ansiopvrOption80\">Ansiop\u00e4iv\u00e4raha 80%<\/option><option id=\"ansiopvrOption75\">Ansiop\u00e4iv\u00e4raha 75%<\/option><option id=\"korAnsioOption\" style=\"display: none;\">Korotettu ansio-osa<\/option><option id=\"vuorkorvOption\" style=\"display:none;\">Vuorottelukorvaus<\/option><\/select>\n<\/div>\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"kkansio\" id=\"kkAnsioTitle\">Vakuutustaso<\/label><br><input type=\"text\" class=\"form-control input unit\" id=\"kkansio\" placeholder=\"0,00\" onkeypress=\"return isNumber(event)\" onblur=\"LaskePalkka()\" onfocus=\"UpdateInfo(this)\"><span class=\"unit-block\">\u20ac \/ \u00e5r<\/span>\n<\/div>\n<\/div>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"ennpid\" id=\"ennpidTitle\">Ennakonpid\u00e4tys-%<\/label><br><input type=\"text\" class=\"form-control input unit\" id=\"ennpid\" placeholder=\"0,00\" onkeypress=\"return isNumber(event)\" onfocus=\"UpdateInfo(this)\"><span class=\"unit-block\">%<\/span>\n<\/div>\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"pvPalkka\" id=\"laskKkTitle1\">Laskennallinen kk-palkka<\/label><br><input type=\"text\" class=\"form-control input\" readonly=\"\" id=\"pvPalkka\" tabindex=\"-1\">\n<\/div>\n<\/div>\n\n<div><h4 id=\"vahentavatTitle\">P\u00e4iv\u00e4rahaa v\u00e4hent\u00e4v\u00e4t ansiot\/etuudet<\/h4>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n\n<label class=\"control-label\" for=\"oa\" id=\"osaaikaTitle\">Osa-aikaty\u00f6<\/label><br><input type=\"text\" class=\"form-control unit\" id=\"oa\" placeholder=\"0,00\" onkeypress=\"return isNumber(event)\" onblur=\"if(TarkistaLuku(this)) UpdateVahentavaValues()\" onfocus=\"UpdateInfo(this)\"><span class=\"unit-block\">\u20ac \/ m\u00e5n<\/span>\n<\/div>\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"oaVah\" id=\"oavahTitle1\">V\u00e4hennys\/pv<\/label><br>\n<input type=\"text\" class=\"form-control unit\" readonly=\"\" id=\"oaVah\" placeholder=\"0,00\" tabindex=\"-1\"><span class=\"unit-block\">\u20ac \/ dag<\/span>\n<\/div>\n<\/div>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"se\" id=\"sosetuusTitle\">Sosiaalietuudet\/el\u00e4kkeet<\/label><br><input type=\"text\" class=\"form-control unit\" id=\"se\" placeholder=\"0,00\" onkeypress=\"return isNumber(event)\" onblur=\"UpdateVahentavaValues()\" onfocus=\"UpdateInfo(this)\"><span class=\"unit-block\">\u20ac \/ m\u00e5n<\/span>\n<\/div>\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"oaVah\" id=\"sevahTitle1\">V\u00e4hennys\/pv<\/label><br>\n<input type=\"text\" class=\"form-control unit\" readonly=\"\" id=\"seVah\" placeholder=\"0,00\" tabindex=\"-1\"><span class=\"unit-block\">\u20ac \/ dag<\/span>\n<\/div>\n<\/div>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div><a id=\"laskeBtnCtl\" onclick=\"Laske()\" class=\"cbtn yrittaja has-primary-color-background-color has-text-color has-background has-link-color has-medium-font-size has-custom-font-size wp-element-button\" onfocus=\"UpdateInfo(this)\" href=\"#results_paivaraha\">R\u00e4kna<\/a><\/div>\n<br><div><a id=\"tyhjBtnCtl\" onclick=\"ClearValues()\" class=\"cbtn yrittaja has-primary-color-background-color has-text-color has-background has-link-color has-medium-font-size has-custom-font-size wp-element-button\" onfocus=\"UpdateInfo(this)\" href=\"#paivarahalaskuri\">T\u00f6m<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"results\" id=\"results_paivaraha\">\n<h4 class=\"mb-4\" id=\"laskTitle\">Lasketut arvot<\/h4>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"pvRaha\" id=\"pvrahaPvTitle\">P\u00e4iv\u00e4raha\/pv<\/label><br><input type=\"text\" class=\"form-control unit\" readonly=\"\" id=\"pvRaha\" placeholder=\"0,00\" tabindex=\"-1\"><span class=\"unit-block\">\u20ac \/ dag<\/span>\n<\/div>\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"kkRaha\" id=\"pvrahaKkTitle\">P\u00e4iv\u00e4raha\/kk<\/label>\t<br><input type=\"text\" class=\"form-control unit\" readonly=\"\" id=\"kkRaha\" placeholder=\"0,00\" tabindex=\"-1\"><span class=\"unit-block\">\u20ac \/ m\u00e5n<\/span>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"kkEnnpid\" id=\"kkEnpidTitle1\">Ennakonpid\u00e4tys<\/label><br><input type=\"text\" class=\"form-control unit\" readonly=\"\" id=\"kkEnnpid\" placeholder=\"0,00\" tabindex=\"-1\"><span class=\"unit-block\">\u20ac \/ m\u00e5n<\/span>\n<\/div>\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"kkNetto\" id=\"nettoTitle1\">Maksetaan<\/label><br><input type=\"text\" class=\"form-control unit\" readonly=\"\" id=\"kkNetto\" placeholder=\"0,00\" tabindex=\"-1\"><span class=\"unit-block\">\u20ac \/ m\u00e5n<\/span>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"jasenmaksu_v2_title\" id=\"jasenmaksu_v2_title\">Medlemsavgift<\/label><br>\n<input type=\"text\" class=\"form-control unit\" readonly=\"\" id=\"jasenmaksu_v2\" placeholder=\"0,00\" tabindex=\"-1\"><span class=\"unit-block\">\u20ac \/ \u00e5r<\/span>\n<\/div>\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<label class=\"control-label\" for=\"jasenmaksu_era2\" id=\"jasenmaksu_era2_title\">Du kan betala \u00e5rsavgiften i 12 rater. D\u00e5 \u00e4r din medlemsavgift f\u00f6ljande<\/label><br>\n<input type=\"text\" class=\"form-control unit\" readonly=\"\" id=\"jasenmaksu_era2\" placeholder=\"0,00\" tabindex=\"-1\"><span class=\"unit-block\">\u20ac \/ m\u00e5n<\/span>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div class=\"wp-block-columns is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div id=\"huomTitle\">P\u00e4iv\u00e4rahasi on laskettu antamiesi tietojen pohjalta. Koska p\u00e4iv\u00e4rahaan voivat vaikuttaa my\u00f6s muut, t\u00e4ss\u00e4 esiintym\u00e4tt\u00f6m\u00e4t tiedot, ei laskelma ole ty\u00f6tt\u00f6myyskassaasi sitova.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-style-custom-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Ber\u00e4kna din medlemsavgift<\/summary>\n<p>Som kassamedlem ska man sj\u00e4lv v\u00e4lja niv\u00e5 f\u00f6r sitt arbetsl\u00f6shetsskydd n\u00e4r man blir medlem. F\u00f6rs\u00e4kringsniv\u00e5n kan h\u00f6gst motsvara den fastst\u00e4llda arbetsinkomsten i pensionsf\u00f6rs\u00e4kringen, och \u00e5r 2026 m\u00e5ste den vara minst 15 481 \u20ac per \u00e5r.<\/p>\n\n\n\n<p>\u00c5r 2026 \u00e4r F\u00f6retagarkassans \u00e5rsavgift 1,7 % av arbetsinkomsten f\u00f6r 9 600 euro \u00f6verskridande del, som man har valt som grund f\u00f6r arbetsl\u00f6shetsf\u00f6rs\u00e4kringen.<\/p>\n\n\n\n<p>\u00c5rsarbetsinkomst avser F\u00f6PL eller LF\u00f6PL-\u00e5rsarbetsinkomst f\u00f6r \u00e5r 2026 eller ArPL-\u00e5rsl\u00f6n f\u00f6r f\u00f6retagets del\u00e4gares och f\u00f6retagarens familjemedlemmars del.<\/p>\n\n\n\n<p>Fr\u00e5n och med 2015 har det varit m\u00f6jligt att r\u00e4kna ihop \u00e5rsarbetsinkomster fr\u00e5n olika f\u00f6rs\u00e4kringstyper och man har kunnat f\u00f6rs\u00e4kra sig i F\u00f6retagarkassan h\u00f6gst i enlighet den sammanlagda \u00e5rsarbetsinkomsten fr\u00e5n de olika pensionsf\u00f6rs\u00e4kringarna (F\u00f6PL, LF\u00f6PL, ArPL) som man har betalat f\u00f6r i samband med f\u00f6retagsverksamheten.<\/p>\n\n\n\n<p>V\u00e4nligen beakta att F\u00f6retagarkassan inte kan r\u00e4kna med ArPL-l\u00f6ner som har f\u00f6rtj\u00e4nats i anst\u00e4llning hos utomst\u00e5ende arbetsgivare. Endast i f\u00f6retagarst\u00e4llning f\u00f6rtj\u00e4nad ArPL- inkomst kan r\u00e4knas ihop med \u00e5rsarbetsinkomsterna fr\u00e5n \u00f6vriga pensionsf\u00f6rs\u00e4kringstyper. <\/p>\n\n\n<div id=\"collapseTwo\" class=\"collapse show\" aria-labelledby=\"jasenmaksulaskuri\" data-parent=\"#laskurit_collapse\" style=\"\">\n            <div class=\"py-5\">  \n                <div class=\"row mb-5\">\n        <div class=\"col-12 col-md-6\">\n            <label class=\"control-label\" for=\"vuosityotulo\">Arbetsinkomst:<\/label>\n            <input type=\"tel\" class=\"form-control unit\" id=\"vuosityotulo\" placeholder=\"15481\" onkeypress=\"return isNumber(event)\" onfocus=\"ClearValuesJasenmaksu()\"><span class=\"unit-block\">\u20ac \/ \u00e5r<\/span>\n            <p class=\"small\"><\/p>\n            <div class=\"text-red\" id=\"errorarea\"><\/div>\n        <\/div>\n        <div class=\"col-12 col-md-6\">\n        <br>\n            <div>\n                <a onclick=\"LaskeJasenmaksu()\" class=\"cbtn yrittaja has-primary-color-background-color has-text-color has-background has-link-color has-medium-font-size has-custom-font-size wp-element-button\">R\u00e4kna<\/a>\n            <\/div>\n            <br>\n        <\/div>\n    <\/div>\n    <div class=\"row mb-5 results_jasenmaksu\">\n        <div class=\"col-12 col-md-6\">\n            <strong>Medlemsavgift<\/strong>\n            <div class=\"mb-4\"><span id=\"jasenmaksu_v\" class=\"res_number\"><\/span> \u20ac \/ \u00e5r<\/div>\n        <\/div>\n        <div class=\"col-12 col-md-6\">\n            <strong>Du kan betala \u00e5rsavgiften i 12 rater. D\u00e5 \u00e4r din medlemsavgift f\u00f6ljande<\/strong>\n            <div class=\"mb-4\"><span id=\"jasenmaksu_era\" class=\"res_number\"><\/span> \u20ac<\/div>\n        <\/div>\n    <\/div>\n            <\/div>\n        <\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-style-custom-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Ber\u00e4kna din efterskyddsdagpenning<\/summary>\n<p>Ber\u00e4kna din efterskyddsdagpenning (TYJ) <a href=\"https:\/\/www.tyj.fi\/swe\/inkomstrelaterad_dagpenning\/dagpenningskalkylator\/\" target=\"_blank\" rel=\"noreferrer noopener\">tyj.fi<\/a>.<\/p>\n<\/details>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Med dessa r\u00e4knare kan du r\u00e4kna ut beloppet p\u00e5 f\u00f6retagardagpenningen, l\u00f6ntagares efterskyddsdagpenning och medlemsavgift.<\/p>\n","protected":false},"author":2,"featured_media":4046,"parent":1254,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-subpage-no-title","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"5909,5918","_relevanssi_noindex_reason":"","inline_featured_image":false,"footnotes":""},"class_list":["post-4059","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/yrittajakassa.fi\/sv\/wp-json\/wp\/v2\/pages\/4059","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yrittajakassa.fi\/sv\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/yrittajakassa.fi\/sv\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/yrittajakassa.fi\/sv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/yrittajakassa.fi\/sv\/wp-json\/wp\/v2\/comments?post=4059"}],"version-history":[{"count":0,"href":"https:\/\/yrittajakassa.fi\/sv\/wp-json\/wp\/v2\/pages\/4059\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/yrittajakassa.fi\/sv\/wp-json\/wp\/v2\/pages\/1254"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yrittajakassa.fi\/sv\/wp-json\/wp\/v2\/media\/4046"}],"wp:attachment":[{"href":"https:\/\/yrittajakassa.fi\/sv\/wp-json\/wp\/v2\/media?parent=4059"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}