As a member of the Entrepreneur Fund, you secure your future
Membership gives you access to unemployment security, courses, and expert guidance
It’s great that you have secured yourself against unemployment. We’re here for you.
Earnings-related daily allowance
As a member of the Entrepreneurs’ Fund, you get income protection. If you go out of business and become unemployed, you can receive daily allowance for five working days a week, as a rule for up to 400 days.
Training service
On KoulutusOnline you can find recorded training sessions on topics such as financial management, international growth and employment relations. You can request access to KoulutusOnline by sending us a message on your Member Pages.
Help for entrepreneurship
Did you go out of business and become unemployed? Or do you need other support on your entrepreneurial path? We will guide you forward, whatever stage you are at in your entrepreneurial journey.
Membership fee and insurance level
Your insurance level determines the amount of your membership fee and your daily allowance.
The level of insurance you choose must be
- at least €15 481 in 2026 and
- up to the annual income from your pension insurance (YEL/MYEL) or the total annual income from the different pension insurance schemes (YEL, MYEL, TyEL) paid for your business activity.
At the lowest possible level of €15 481, your contribution will be €99.98 per year, or €8.33 per month.
Set your insurance level immediately at the same level as your YEL, MYEL or TyEL income. If you increase your insurance level by more than 20% at a later point, the new level will not fully affect your daily allowance until 15 months after the increase.
Updating member information
Keep your information up to date
It is your responsibility to change your membership details. This includes changes to your contact information or your insurance level. Please notify us of any changes by sending us a message on your Member Page.
Frequently asked questions
When does the Fund send out invoices for membership fees?
Paper invoices
We will send you paper invoices by post once a year as a reference list between Christmas and February. The invoice will include all instalments in either 1, 4 or 12 instalments of your choice.
If you want to get rid of paper invoices, you can switch to e-invoicing. Here’s how to get started with e-invoicing:
- Sign in to your personal online bank.
- Select the Entrepreneur’s Unemployment Fund as the biller, and enter your personal identification number as the unique identifier.
- In future, you will receive your invoices in your online bank.
e-invoices
Electronic e-invoices are always sent to your online bank well in advance of your due date, one item at a time.
What can I do on my Member Pages?
On the Member Pages, you can keep track of the processing of your application and submit daily allowance applications, attachments and messages. You can also make changes to your membership by notifying us by message. Log in to your Member Pages using your personal online bank user identifiers.
You can find your invoices on the Status tab of your Member Pages You can find a copy of the payment reference lists mailed to you under the Messages tab of your Member Pages under Other communications.
I intend to continue my business after retirement. Should I stay in the Entrepreneur Fund?
You are not entitled to earnings-related unemployment allowance after retirement. As a general rule, we continue to pay the daily allowance until the end of the calendar month in which you turn 65. You can resign from the Entrepreneur Fund by messaging us on your personal profile page or by filling in and submitting the resignation form. If you do not resign your membership, we will continue to charge you a reduced membership fee (€3/month).
By paying a reduced membership fee, you can still use our other services. We offer you access to the KoulutusOnline training platform and webinars by leading professionals in their fields.
I am on a partial disability pension or partial old-age pension. Do I continue my membership?
If you receive a partial disability pension or partial old-age pension, you should remain a member of the Entrepreneur Fund. If you become unemployed, any unemployment benefit will be determined primarily on the basis of the level of insurance before the pension and the annual income from the pension insurance.
The partial disability pension is deducted from any unemployment allowance. If you start receiving a partial disability pension, let us know by sending us a message on the Member Pages.
A partial old-age pension does not prevent or reduce the amount of the daily allowance.
As a rule, unemployment allowance can be paid up to the end of the calendar month in which you turn 65.