In most cases, you should keep your membership of the fund active to keep any months you have accumulated toward the work requirement. If your YEL-income or MYEL-income or TyEL salary is less than €15,128 (at 2025 levels) or if your pension insurance is not valid, you will not be able to accumulate a new work requirement. However, by maintaining the membership of the fund, you can keep the work requirement you have previously accumulated. As a general rule, the months of work requirement accumulated before the reduced fee will remain valid as long as they fit into the last 48 months.
If any of the above apply to you, you can apply for a reduced membership fee on your membership page. Please attach to your application a certificate from your insurance company confirming your annual income from YEL-/MYEL insurance or (the employer’s) certificate of salary (TyEL insured). It is not sufficient to submit your own declaration alone and you should not submit any medical certificates, for example.