In 2025, the membership feen for the Entrepreneur Fund will be 1.7% of the part of the insured annual income exceeding EUR 9 600.
You can choose up to the level of pension insurance (YEL, MYEL, TyEL) corresponding to your annual income. The sum can therefore be any amount you choose that exceeds €15 128. You can use the member fee calculator to calculate the amount of your membership fee.
The Financial Supervisory Authority confirms the membership fee of the Entrepreneur Fund on the basis of the Fund’s proposal. The unemployment fund membership fee must be set at a level that, together with the contributions, is sufficient to meet the unemployment fund’s commitments, i.e. to pay benefits. In addition, when the membership fee is fixed, account must be taken of the fact that the unemployment fund must have a smoothing fund to which the annual surplus of the unemployment fund is transferred in order to ensure its financing and liquidity.
The Entrepreneur Fund will be paid an amount equal to the basic daily allowance (EUR 37.21 in 2025) for each earnings-related daily allowance, and the rest of the funding will be covered by the Entrepreneur Fund itself. The Employees’ Fund will be paid a state contribution and a contribution from the Employment Fund. The Employees’ Fund will be responsible for 5.5% of the earnings-related daily allowance, while the Entrepreneur Fund will be responsible for around 40%. Due to the different funding base, the Entrepreneur Fund has a higher membership fee than the Employees’ Fund.