Calculators
Use the calculators below to determine the amount of your entrepreneur’s daily allowance, membership fee and wage-earners post protection allowance. The post protection allowance calculator is linked to the website of The Federation of Unemployment Funds in Finland ( TYJ) .
Select the type of daily allowance from the menu. Enter your chosen insurance level (€/year or €/month) e.g. 15 128. Enter any income or social benefits you have received during the daily allowance period. Enter the withholding percentage in the format xx,xx. E.g. 26.50. When you have filled in the necessary fields, press the CALCULATE button.
Daily allowance is staggered if your business activity has ended and your unemployment has begun on or after September 2, 2024. The full earnings allowance can be paid for 40 days, after which it is staggered. The full daily allowance drops to 80 percent for days 41–170 and is 75 percent from day 171 onwards.
Payment of the full daily allowance and the staggering of allowance start over from the beginning when you meet the 15-month entrepreneur's work requirement and your daily allowance is recalculated.
Perustiedot
Päivärahaa vähentävät ansiot/etuudet
Lasketut arvot
As a fund member, you must select a level for your unemployment security when joining the fund. Your insurance level cannot exceed the confirmed work income which your pension insurance is based on. In 2024, the minimum level is € 14,803 per year.
In 2024, the Entrepreneur Fund’s annual fee amounts to 2,1 % of the work income exceeding € 9,600, which your unemployment insurance is based on.
Annual work income refers to your YEL or MYEL annual work income or in the case of partial owners and entrepreneur family members, their annual TyEL income for 2024.
Since 2015, it has been possible to combine annual work incomes from different insurance types, so your maximum level of insurance with the Entrepreneur Fund equals your summed up annual work incomes from different pension insurances (YEL, MYEL, TyEL), which you have paid for in connection with your business operations.
Please note that salaries subject to TyEL insurance, which have been earned working for an external employer, cannot be observed by the Entrepreneur Fund. In order to qualify for being added up to your work income falling under other pension insurance types, your TyEL income must have been earned as an entrepreneur.
Calculate your post-protection allowance using the calculator on the The Federation of Unemployment Funds in Finland 's Website
